Private Lending
Appraisals
Commercial property valuation for private-lender assignments across Oregon. Gold Rush Appraisal provides independent valuations to support a range of private lending decisions. State Certified. Request a quote.
Private lending appraisals address the broader range of valuation needs that private lenders have — from individual collateral decisions to portfolio review — beyond the short-term, asset-based focus of hard-money lending. The appraisal supports the lender's decision with an independent opinion of value.
What the service involves
The assignment is an appraisal of the commercial real estate involved in a private lending transaction, concluded under a defined value definition and intended use set to the lender's requirement. It is not a credit decision and does not evaluate the borrower or loan terms. The deliverable is a written appraisal report documenting the scope, property, market evidence, and value conclusion.
When clients need this service
Private lenders and investors request these appraisals when underwriting loans secured by commercial real estate, reviewing existing collateral, or evaluating a potential acquisition of a loan. For example, a private lender considering a loan secured by a multi-tenant retail center may need an independent appraisal to inform the collateral decision.
What the analysis considers
The analysis considers the property's characteristics and condition, location and market conditions, the applicable value definition and intended use, and the effective date. The valuation approaches applied depend on the property type and data; not every assignment uses all three approaches. The conclusion is an opinion of value, not a guarantee of a loan amount or approval.
Documents and information that may help
Not every item below is mandatory for every assignment. The records that matter depend on the property and the agreed scope; we will confirm what is needed during the initial discussion.
- Property address and description
- Rent roll or lease information, if income-producing
- Loan amount or transaction context
- Intended use and intended users of the appraisal
- Any known property conditions or constraints
How the engagement works
We begin with a discussion of the lending scenario and the lender's intended use to confirm scope and value definition. After agreeing on scope, we inspect the property when appropriate, research comparable market evidence, analyze the data, and deliver a written appraisal report. Scope, fees, and timing depend on the property and assignment requirements.
Private Lending Appraisals — Questions & Answers
Request Your
Free Appraisal Quote
Tell us a little about your property and assignment. To help us scope the work, please include the property address, property type, assignment purpose, the relevant valuation date, and your requested completion date. We will review your details and reach out promptly.
503-926-6128- Accurate, unbiased opinions of value
- Confident decisions backed by real data
- Professionally defensible reports
- Direct access to your appraiser from start to finish
Request Your
Free Appraisal Quote
Contact Gold Rush Appraisal today for a free, no-obligation commercial real estate appraisal quote.